CustomBank Terms of Service
Last Updated: April 22, 2025
1. Agreement to Terms
By downloading, installing, or using the CustomBank application ("App"), you agree to these Terms of Service ("Terms"). If you disagree with any terms, do not use the App.
2. Service Description
2.1 Simulation Purpose
CustomBank is a sophisticated banking simulation application designed exclusively for entertainment purposes, providing:
Virtual banking account management (checking, savings, credit)
Simulated transactions and money transfers
Bill payments with customizable receipts
Transaction tracking and history
Document/statement generation
Custom Currency Creator System
Visual customization with 25+ bank themes
2.2 Non-Financial Service
THE APP IS NOT A FINANCIAL INSTITUTION AND DOES NOT PROVIDE ACTUAL BANKING SERVICES.
3. User Accounts and Security
3.1 Account Security
Users are responsible for:
Maintaining PIN confidentiality
Securing device access
Managing biometric settings
Protecting stored information
Securing Currency Creator access codes and invitations
3.2 Account Restrictions
One installation per device
No shared accounts
Personal, non-commercial use only
Age restriction: 13+ years
4. Acceptable Use
4.1 Permitted Uses
Personal entertainment
Interface exploration
Feature testing
Design appreciation
Currency creation and management for entertainment purposes
Activity-based earning within the Currency Creator system
4.2 Prohibited Uses
Misrepresenting as real banking services
Deceiving others about financial status
Commercial use without authorization
Reverse engineering or modification
Unauthorized access attempts
Distribution of screenshots for deceptive purposes
Using the Currency Creator system to facilitate real-world financial transactions
5. Premium Features and Monetization
5.1 Ad-Based Rewards
The App provides virtual currency rewards in exchange for viewing advertisements
Reward tiers vary based on ad duration
Ad frequency and availability may change without notice
5.2 Premium Subscription
Optional premium subscription ($1.99/month) for ad-free experience
Subscription management through device app store
Auto-renewal can be turned off through subscription settings
No refunds for unused subscription time
6. Intellectual Property Rights
6.1 Ownership
All rights, title, and interest in and to the App remain with CustomBank, including:
App code and architecture
Visual elements and interfaces
Bank themes and design components
Currency Creator system
Feature implementations
Documentation and content
6.2 User Rights
Personal, non-exclusive use
Non-transferable license
No modification rights
No distribution rights
Currency creation does not transfer ownership of the App's systems
7. User-Generated Content
7.1 Currency Creator Content
Users retain creative rights to currency designs created within the App
CustomBank reserves the right to remove inappropriate content
Users grant CustomBank a license to store and display created currencies
CustomBank is not responsible for disputes between currency creators and members
7.2 Content Restrictions
Users may not create currencies or content that:
Infringes on third-party intellectual property
Contains offensive, harmful, or illegal material
Impersonates real financial institutions
Promotes illegal activities
8. Data Storage and Privacy
8.1 Local Storage
The App primarily uses local device storage (SharedPreferences)
User data, including created currencies, is stored locally on the device
Data may be lost if the App is uninstalled or device storage is cleared
8.2 Firebase Services
The App utilizes Firebase for certain functionality
Users consent to Firebase's Terms of Service and Privacy Policy
Data transmitted to Firebase is subject to their data handling practices
9. Disclaimers and Limitations
9.1 Service Disclaimer
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
9.2 Limitation of Liability
No liability for data loss
No responsibility for device issues
No damages for service interruption
No financial liability
No liability for Currency Creator system outcomes
10. Indemnification
Users agree to indemnify and hold harmless CustomBank from claims arising from:
App misuse
Terms violation
Legal violations
Third-party rights infringement
Currency Creator system misuse
11. Modifications to Service
We reserve the right to:
Modify or discontinue features
Update the App
Change terms and conditions
Adjust usage policies
Modify Currency Creator functionality
12. Termination
12.1 User Termination
Uninstall the App at any time
Delete local data
Cancel premium features
Terminate currency memberships
12.2 Service Termination
We may terminate access for:
Terms violation
Illegal activity
Misuse or abuse
Technical necessity
13. Currency Experience System
13.1 Data Isolation
Each currency maintains separate data within the App
Switching between currencies changes the App experience
Permission systems control feature access based on currency roles
13.2 Limitations
Currency Experience features are for entertainment only
Virtual currencies have no real-world value
CustomBank may limit or modify Currency Experience features at any time
14. Entertainment Purpose Statement
Users explicitly acknowledge that:
The App is for entertainment only
No real financial services provided
Simulated balances and currencies are not real currency
Features are for demonstration purposes
15. Governing Law
These Terms are governed by applicable laws, without regard to conflicts of law principles.
16. Changes to Terms
We may modify these Terms at any time. Continued use constitutes acceptance of changes.
17. Contact Information
For questions about these Terms:
Email: fakebankapp@gmail.com
Website: custombank.app
18. Severability
If any provision of these Terms is found unenforceable, remaining provisions remain in effect.
19. Entire Agreement
These Terms constitute the entire agreement between users and CustomBank regarding the App.